Skip to content
INDEXSuggest a site
Back
Axos Bank

Axos Bank

Money & Personal Finance ResourcesBanking AlternativesInvestment & Portfolio Tools
WebMobile
Visit site

Verified working Aug 6, 2026

An online bank for deposits, lending, investing, and business accounts.

Axos Bank is a digital-first U.S. bank offering personal checking and savings, mortgages, personal loans, investing options, and business banking. Its site supports account opening, online account access, payments, alerts, debit card management, and customer support for both consumer and commercial banking needs.

Why it stands out

  • Combines consumer banking, business banking, commercial lending, and investing under one online-bank brand.
  • Featured account bundle highlights no monthly maintenance fees and elevated APY potential for qualifying users.
  • Supports several specialized business niches, including HOAs, title and escrow, 1031 intermediaries, hedge funds, and treasury management.
  • Offers expanded deposit-insurance access through IntraFi Network Deposits for eligible high-balance savings needs.
  • Includes practical digital banking controls such as biometric login, account alerts, Bill Pay, and debit card management.

Good to know

  • APY figures and promotional account benefits are marked with disclosures and may depend on eligibility, balance, or account requirements.
  • Standard FDIC insurance limits apply unless using qualifying expanded coverage programs.
  • Axos is positioned as an online bank, so it may not suit users who rely on in-person branch service.
  • Banking, lending, and investment products are offered through related Axos entities and may carry different risks, fees, or protections.

Under the radar: If you are watching mortgage rates rather than ready to apply immediately, the Rate Watch option can send email alerts when rates drop.

Photos

Illustration for Axos Bank