Axos Bank
Verified working Sep 20, 2026
An online bank for deposits, lending, investing, and business accounts.
Axos Bank is a digital-first U.S. bank offering personal checking and savings, mortgages, personal loans, investing options, and business banking. Its site supports account opening, online account access, payments, alerts, debit card management, and customer support for both consumer and commercial banking needs.
Why it stands out
- Combines consumer banking, business banking, commercial lending, and investing under one online-bank brand.
- Featured account bundle highlights no monthly maintenance fees and elevated APY potential for qualifying users.
- Supports several specialized business niches, including HOAs, title and escrow, 1031 intermediaries, hedge funds, and treasury management.
- Offers expanded deposit-insurance access through IntraFi Network Deposits for eligible high-balance savings needs.
- Includes practical digital banking controls such as biometric login, account alerts, Bill Pay, and debit card management.
Good to know
- APY figures and promotional account benefits are marked with disclosures and may depend on eligibility, balance, or account requirements.
- Standard FDIC insurance limits apply unless using qualifying expanded coverage programs.
- Axos is positioned as an online bank, so it may not suit users who rely on in-person branch service.
- Banking, lending, and investment products are offered through related Axos entities and may carry different risks, fees, or protections.
Under the radar: If you are watching mortgage rates rather than ready to apply immediately, the Rate Watch option can send email alerts when rates drop.
Photos

U.S. consumers and small-business owners who want branch-light banking with savings, checking, lending, and app-based money management in one place. Open a high-yield savings or rewards checking account online. Manage bill payments, account alerts, mobile deposits, and debit card settings digitally. Compare borrowing options such as mortgages, personal loans, auto loans, or marine loans. Access business banking, commercial lending, treasury management, or specialized banking services.
Personal and business checking and savings accounts; Axos ONE checking-plus-savings bundle; mortgage rate alerts; personal, auto, marine, and mortgage lending; managed portfolios and self-directed trading; mobile app; Bill Pay; peer-to-peer payments; real-time alerts; biometric authentication; debit card controls; ATM locator; FDIC-insured deposit products.
Alternative listings
Stress-test retirement spending against long-run market history.
Money & Personal Finance ResourcescFIREsim is a web-based retirement simulator for testing withdrawal plans against historical market and inflation data. Users can model portfolio size, spending rules, asset allocation, Social Security or pension income, glide paths, and other cash-flow adjustments to estimate how often a plan would have lasted.
0 votesVisit siteA wealth tracker for portfolios, cash flow, dividends, and retirement goals.
Money & Personal Finance Resourcesgetquin is a personal wealth platform for monitoring investments, bank accounts, net worth, and long-term financial goals in one place. It connects to many financial providers, adds portfolio analytics and dividend forecasting, and offers AI-assisted insights for planning and performance review.
0 votesVisit site
Similar sites elsewhere
- Ally Bank — ally.com
- SoFi — sofi.com
- Discover Bank — discover.com/online-banking
- Capital One — capitalone.com
1 of 5