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Starling Bank

Starling Bank

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Verified working Aug 6, 2026

A UK digital bank built around budgeting, bills, and app-first accounts.

Starling Bank offers UK personal, joint, child, business, and savings accounts through online and mobile banking. Its account tools focus on everyday money organization, including budget Spaces, virtual cards, bills separation, spending insights, and scam-checking features.

Why it stands out

  • Combines a full UK bank account with budgeting pots and virtual cards, rather than requiring a separate budgeting app.
  • Bills can be paid from a dedicated Space, helping keep committed expenses away from day-to-day spending money.
  • Includes both personal and business banking under the same brand, with UK support available around the clock.
  • Publishes regulatory service-quality and scam-performance information alongside consumer-facing account details.
  • Offers child banking managed from a parent account, making it useful for family money management.

Good to know

  • Accounts and savings products are aimed at UK customers and are subject to eligibility checks.
  • Savings rates and product terms can change; some listed rates are variable or tied to bonus periods.
  • A Starling personal current account is required for the savings products shown on the page.
  • Eligible deposits are FSCS-protected only up to the stated compensation limit.

Under the radar: For tighter day-to-day control, link virtual cards to individual Spaces so category spending comes out of the relevant budget instead of your main balance.

Photos

Illustration for Starling Bank