Wealthfront
Automated investing, cash management, and borrowing in one finance app.
Wealthfront is a digital personal finance platform for saving, investing, and borrowing. It offers a high-yield cash account, automated index-based portfolios, self-directed stock and ETF investing, retirement and 529 account options, and home-loan rate shopping.
Why it stands out
- Combines cash, robo-advisory investing, self-directed brokerage, 529s, and borrowing under one consumer finance brand.
- Automated investing emphasizes after-tax returns, including tax-loss harvesting and direct indexing features highlighted by third-party coverage.
- Large reported scale for a robo-advisor, with over 1.4 million funded clients and $95B+ in client funds.
- Offers unusually high FDIC coverage potential through its network of program banks compared with a single traditional bank account.
Good to know
- APY is variable, depends on program banks, and promotional boost terms apply only up to a stated balance cap.
- Investment returns shown on the site are historical and not guaranteed; portfolios remain exposed to market risk.
- Some products are intended for long-term investing rather than active trading or short-term speculation.
- Banking protections rely on partner-program structures; brokerage investments are not FDIC insured.
Photos
Hands-off investors who want diversified portfolios, tax features, and cash management without managing every trade themselves. Keep emergency savings in an interest-bearing account with fee-free withdrawals. Open automated taxable, IRA, SEP IRA, or 529 accounts tailored to risk level and goals. Use a separate stock investing account for long-term individual stock and ETF picks. Compare mortgage rates or explore borrowing options alongside savings and investments.
Cash account with variable APY, no account fees, instant withdrawals, and FDIC coverage through partner banks. Automated investing portfolios built around diversified index funds, risk-based allocation, tax-loss harvesting, and account types including taxable, retirement, trust, and 529 plans. Self-directed stock and ETF investing with zero commissions, fractional entry from $1, plus direct-indexing and bond-ladder products.
Alternative listings
A mobile banking app built around paychecks, advances, and credit building.
Money & Personal Finance ResourcesCurrent is a financial technology app offering mobile banking-style accounts with paycheck-focused features. It combines early direct deposit, qualifying paycheck advances, credit-building tools, overdraft protection, savings bonuses, cash back, and investing access in one app.
0 votesVisit siteAn online finance hub for banking, investing, and auto loans.
Money & Personal Finance ResourcesAlly is a digital financial services company offering online bank accounts, savings products, auto financing, and investment services. Its site brings together everyday spending and saving, CDs, self-directed trading, robo portfolios, personal advice options, and financial education content.
0 votesVisit site
Similar sites elsewhere
- Betterment — betterment.com
- SoFi — sofi.com
- Acorns — acorns.com
- Vanguard Personal Advisor — investor.vanguard.com
1 of 4